Net Income Analysis ( % relative to Total Revenue )
Income Statement Trust Industrial Bank All Insured Commercial Banks in Colorado
Interest and Fees on Loans — 8,531
Income from Lease Financing Receivables — 115
— 138
Estimated Tax Benefit from Tax-Exempt Loan Income — 60
Income on Loans and Leases (TE) — 8,569
Investment Interest Income (TE) 20,348 3,537
Total Interest Income (TE) 20,678 10,687
Total Interest Expense 1,101 2,923
Net Interest Income (TE) 19,577 7,491
Non-Interest Income 23,026 3,025
Adjusted Operating Income (TE) 42,603 9,522
Non-interest Expense 42,349 6,323
Provision for Loan & Lease Losses — 3,713
Pretax Operating Income (TE) 254 4,016
Pretax Net Operating Income (TE) 5,483 3,771
Applicable Income Taxes 1,968 1,213
Net Operating Income 3,515 2,578
Net Income 3,515 2,580
Cash Dividends Declared 21,000 2,228
Retained Earnings — 1,573