Net Income Analysis ( % relative to Total Revenue )
Income Statement Trubank All Insured Commercial Banks in Iowa
Interest and Fees on Loans 1,515 4,429
Income from Lease Financing Receivables — 0
— 34
Estimated Tax Benefit from Tax-Exempt Loan Income — 17
Income on Loans and Leases (TE) 1,515 4,453
Investment Interest Income (TE) 60 866
Total Interest Income (TE) 1,592 5,468
Total Interest Expense 154 664
Net Interest Income (TE) 1,438 4,793
Non-Interest Income 222 841
Adjusted Operating Income (TE) 1,660 5,647
Non-interest Expense 983 3,272
Provision for Loan & Lease Losses 30 145
Pretax Operating Income (TE) 647 2,141
Pretax Net Operating Income (TE) 647 2,209
Applicable Income Taxes 256 236
Net Operating Income 380 1,719
Net Income 380 1,719
Cash Dividends Declared — 808
Retained Earnings 380 862