Tri-County Bank & Trust Company
Roachdale, IN — Non-member Bank
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Net Income Analysis
( % relative to Total Revenue )
| Income Statement | Tri-County Bank & Trust Company | All Insured Commercial Banks in Indiana |
| Interest and Fees on Loans | 2,790 | 12,637 |
| Income from Lease Financing Receivables | — | 47 |
| 24 | 102 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | 12 | 53 |
| Income on Loans and Leases (TE) | 2,802 | 12,838 |
| Investment Interest Income (TE) | 1,757 | 2,130 |
| Total Interest Income (TE) | 4,670 | 15,424 |
| Total Interest Expense | 398 | 1,490 |
| Net Interest Income (TE) | 4,272 | 13,922 |
| Non-Interest Income | 566 | 4,001 |
| Adjusted Operating Income (TE) | 4,838 | 17,920 |
| Non-interest Expense | 3,046 | 11,052 |
| Provision for Loan & Lease Losses | 90 | 378 |
| Pretax Operating Income (TE) | 1,702 | 6,277 |
| Pretax Net Operating Income (TE) | 1,730 | 6,371 |
| Applicable Income Taxes | 340 | 1,598 |
| Net Operating Income | 1,026 | 4,358 |
| Net Income | 1,026 | 4,358 |
| Cash Dividends Declared | 315 | 2,072 |
| Retained Earnings | 711 | 1,891 |