Net Income Analysis ( % relative to Total Revenue )
Income Statement Traders Bank All Insured Commercial Banks in Tennessee
Interest and Fees on Loans 473 2,606
Income from Lease Financing Receivables — 0
— 6
Estimated Tax Benefit from Tax-Exempt Loan Income — 3
Income on Loans and Leases (TE) 473 2,613
Investment Interest Income (TE) 45 383
Total Interest Income (TE) 521 3,063
Total Interest Expense 45 340
Net Interest Income (TE) 476 2,714
Non-Interest Income 78 615
Adjusted Operating Income (TE) 554 3,392
Non-interest Expense 393 2,272
Provision for Loan & Lease Losses 500 75
Pretax Operating Income (TE) -339 954
Pretax Net Operating Income (TE) -339 969
Applicable Income Taxes -139 205
Net Operating Income -200 689
Net Income -200 689
Cash Dividends Declared — 247
Retained Earnings -200 400