Net Income Analysis ( % relative to Total Revenue )
Income Statement Timberwood Bank All Insured Commercial Banks in Wisconsin
Interest and Fees on Loans 5,526 8,778
Income from Lease Financing Receivables — 1
126 81
Estimated Tax Benefit from Tax-Exempt Loan Income 65 41
Income on Loans and Leases (TE) 5,591 8,830
Investment Interest Income (TE) 1,402 1,225
Total Interest Income (TE) 7,049 10,297
Total Interest Expense 808 1,031
Net Interest Income (TE) 6,241 9,193
Non-Interest Income 1,055 1,813
Adjusted Operating Income (TE) 7,296 11,079
Non-interest Expense 4,176 6,946
Provision for Loan & Lease Losses — 167
Pretax Operating Income (TE) 3,120 3,889
Pretax Net Operating Income (TE) 3,300 3,922
Applicable Income Taxes 822 705
Net Operating Income 2,066 3,014
Net Income 2,066 3,013
Cash Dividends Declared 1,950 1,435
Retained Earnings 116 1,350