Tiaa-Cref Trust Company, Fsb
Saint Louis, MO — Federal Savings Bank
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Net Income Analysis
( % relative to Total Revenue )
| Income Statement | Tiaa-Cref Trust Company, Fsb | All Insured Savings Banks in Missouri |
| Interest and Fees on Loans | 90,650 | 20,313 |
| Income from Lease Financing Receivables | — | 679 |
| — | 0 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | — | 0 |
| Income on Loans and Leases (TE) | 90,650 | 20,991 |
| Investment Interest Income (TE) | 9,692 | 19,639 |
| Total Interest Income (TE) | 101,644 | 41,015 |
| Total Interest Expense | 22,933 | 10,940 |
| Net Interest Income (TE) | 78,711 | 30,075 |
| Non-Interest Income | 146,519 | 21,249 |
| Adjusted Operating Income (TE) | 225,230 | 51,324 |
| Non-interest Expense | 210,543 | 32,771 |
| Provision for Loan & Lease Losses | 9,240 | 1,457 |
| Pretax Operating Income (TE) | 5,447 | 17,096 |
| Pretax Net Operating Income (TE) | 5,425 | 16,128 |
| Applicable Income Taxes | 1,118 | 2,320 |
| Net Operating Income | 4,307 | 13,515 |
| Net Income | 4,307 | 13,515 |
| Cash Dividends Declared | — | 8,503 |
| Retained Earnings | 4,307 | 5,012 |