Net Income Analysis ( % relative to Total Revenue )
Income Statement Think Mutual Bank All Insured Savings Banks in Minnesota
Interest and Fees on Loans 39,726 8,915
Income from Lease Financing Receivables — 3
— 6
Estimated Tax Benefit from Tax-Exempt Loan Income — 3
Income on Loans and Leases (TE) 39,726 8,921
Investment Interest Income (TE) 7,128 1,005
Total Interest Income (TE) 47,227 10,031
Total Interest Expense 3,139 835
Net Interest Income (TE) 44,088 9,197
Non-Interest Income 18,092 2,762
Adjusted Operating Income (TE) 62,180 11,959
Non-interest Expense 44,006 8,221
Provision for Loan & Lease Losses 1,583 183
Pretax Operating Income (TE) 16,591 3,555
Pretax Net Operating Income (TE) 15,578 3,509
Applicable Income Taxes 4,907 1,078
Net Operating Income 10,578 2,358
Net Income 10,578 2,358
Cash Dividends Declared — 737
Retained Earnings 10,578 1,621