Vitals
  • Total Assets
    219.7M -2.0 %
  • Total Deposits
    191.3M -2.5 %
  • Total Net Loans
    83.6M 4.9 %
  • Net Income
    3.2M 46.1 %
  • Book Value
    27.9M 0.9 %
  • Book Value x2
    55.8M 0.9 %
  • Book Value x3
    83.8M 0.9 %
ROAA

1.404

ROAE

10.923

Efficiency Ratio

50.199

Net Interest Margin

3.076

Balance Sheet Highlights
Financial Highlights The Yoakum National Bank All Insured Commercial Banks in Texas
Balance Sheet $(000)
Total Assets 219,694 358,087
Total Net Loans 83,584 213,533
Total Deposits 191,317 308,027
Total Equity 27,922 38,740
Profitability
Net Income 3,174 3,845
Return on Average Assets 1.404 1.025
Return on Average Equity 10.923 9.415
Net Interest Margin 3.076 3.773
Efficiency Ratio 50.199 66.762
Noninterest Income/Revenue 8.514 16.375
Balance Sheet Ratios
Loan-to-Deposit 43.689 65.494
Securities/Assets .495 .214
Total Equity/Total Assets .127 .108
Tangible Equity/Tangible Assets .127 .104
Capital Adequacy
Tier 1 Common Capital 28,431 37,278
Tier 1 Capital 28,431 37,303
Tier 2 Capital 915 2,526
Total Capital 29,346 39,866
Total Risk Weighted Assets 97,605 237,367
Leverage Ratio 12.83 10.563
Common Equity Tier 1 Capital Ratio 29.13 18.073
Tier 1 Capital Ratio 29.13 18.097
Total Capital Ratio 30.07 19.169

Timeline for The Yoakum National Bank

Yoakum National Bancshares, Inc.

Yoakum National Bancshares, Inc. became a new parent organization for The Yoakum National Bank.

View Profile Dec 06 2008

Yoakum National Bancshares-Delaware, Inc.

Yoakum National Bancshares-Delaware, Inc. became a new parent organization for The Yoakum National Bank.

View Profile Feb 01 1995

The Yoakum National Bank

The Yoakum National Bank was established 134 years ago and is currently headquartered in Yoakum, TX.

Jan 01 1890
Relationships Role Relationship Start Relationship End
Yoakum National Bancshares, Inc. Parent 12/6/2008
Yoakum National Bancshares-Delaware, Inc. Parent 2/1/1995 12/5/2008
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