The Woodbury Banking Company
Woodbury, GA — Non-member Bank
Acquired Aug 2016
Net Income Analysis
( % relative to Total Revenue )
Income Statement | The Woodbury Banking Company | All Insured Commercial Banks in Georgia |
Interest and Fees on Loans | 288 | 3,988 |
Income from Lease Financing Receivables | — | 0 |
— | 12 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 6 |
Income on Loans and Leases (TE) | 288 | 3,995 |
Investment Interest Income (TE) | 73 | 504 |
Total Interest Income (TE) | 368 | 4,692 |
Total Interest Expense | 46 | 463 |
Net Interest Income (TE) | 322 | 4,226 |
Non-Interest Income | -220 | 1,115 |
Adjusted Operating Income (TE) | 102 | 5,554 |
Non-interest Expense | 573 | 3,707 |
Provision for Loan & Lease Losses | 64 | 119 |
Pretax Operating Income (TE) | -535 | 1,703 |
Pretax Net Operating Income (TE) | -499 | 1,758 |
Applicable Income Taxes | — | 380 |
Net Operating Income | -499 | 1,402 |
Net Income | -499 | 1,402 |
Cash Dividends Declared | — | 331 |
Retained Earnings | -499 | 901 |