The Western State Bank
Garden City, KS — Non-member Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | The Western State Bank | All Insured Commercial Banks in Kansas |
Interest and Fees on Loans | 15,201 | 4,851 |
Income from Lease Financing Receivables | 187 | 18 |
176 | 22 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 91 | 11 |
Income on Loans and Leases (TE) | 15,479 | 4,908 |
Investment Interest Income (TE) | 1,964 | 1,053 |
Total Interest Income (TE) | 17,555 | 6,154 |
Total Interest Expense | 948 | 615 |
Net Interest Income (TE) | 16,607 | 5,498 |
Non-Interest Income | 2,248 | 1,087 |
Adjusted Operating Income (TE) | 18,855 | 6,741 |
Non-interest Expense | 10,593 | 4,308 |
Provision for Loan & Lease Losses | 470 | 167 |
Pretax Operating Income (TE) | 7,792 | 2,119 |
Pretax Net Operating Income (TE) | 7,949 | 2,180 |
Applicable Income Taxes | 306 | 271 |
Net Operating Income | 7,176 | 1,662 |
Net Income | 7,176 | 1,663 |
Cash Dividends Declared | 9,102 | 923 |
Retained Earnings | -1,926 | 659 |