Vitals
  • Total Assets
    69.6M -0.4 %
  • Total Deposits
    58.4M 0.7 %
  • Total Net Loans
    25.7M -3.1 %
  • Net Income
    778000.0000 -5.1 %
  • Book Value
    10.9M -1.5 %
  • Book Value x2
    21.9M -1.5 %
  • Book Value x3
    32.8M -1.5 %
ROAA

1.106

ROAE

6.771

Efficiency Ratio

46.751

Net Interest Margin

3.342

Balance Sheet Highlights
Financial Highlights The Watkins Savings Bank All Insured Commercial Banks in Iowa
Balance Sheet $(000)
Total Assets 69,557 198,346
Total Net Loans 25,658 133,864
Total Deposits 58,380 165,124
Total Equity 10,940 22,060
Profitability
Net Income 778 2,310
Return on Average Assets 1.106 1.15
Return on Average Equity 6.771 9.92
Net Interest Margin 3.342 3.587
Efficiency Ratio 46.751 60.34
Noninterest Income/Revenue 1.341 13.494
Balance Sheet Ratios
Loan-to-Deposit 43.95 77.091
Securities/Assets .579 .197
Total Equity/Total Assets .157 .111
Tangible Equity/Tangible Assets .157 .107
Capital Adequacy
Tier 1 Common Capital 10,847 21,135
Tier 1 Capital 10,847 21,140
Tier 2 Capital 170 1,625
Total Capital 11,017 22,777
Total Risk Weighted Assets 34,822 151,308
Leverage Ratio 15.07 10.944
Common Equity Tier 1 Capital Ratio 31.15 15.631
Tier 1 Capital Ratio 31.15 15.631
Total Capital Ratio 31.64 16.675

Timeline for The Watkins Savings Bank

The Watkins Savings Bank

The Watkins Savings Bank was established 132 years ago and is currently headquartered in Watkins, IA.

Jan 01 1892
Relationships Role Relationship Start Relationship End
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