Assets
Liabilities
Assets The Waterford Commercial And Savings Bank All Insured Commercial Banks in Ohio
Total Assets 42,965,000 353,870,101
Loans & Leases 19,845,000 243,475,596
Real Estate Loans 16,064 191,190
Commercial Loans 283 34,148
Individual Loans 3,613 12,637
Agricultural Loans — 4,542
Other Loans and Leases in Domestic and Foreign Offices — 3,690
Loan and Lease Allowance (115) (2,694)
Unearned Income on Loans — (36)
Securities 14,731,000 70,415,404
U.S. Treasury and Agency Securities 8,800 44,085
Municipal Securities 5,349 24,630
Foreign Debt Securities — 0
All Other Securities 582 1,701
Cash & Balances due from depository institutions 3,033,000 18,566,092
Noninterest-Bearing Cash and Due From Banks 2,900 6,766
Interest-Bearing Bank Balances 133 11,800
Federal Funds Sold and Resales 3,833 1,109
Trading Account Assets — 23
Premises and fixed assets (including capitalized leases) 827 5,319
Other Real Estate Owned — 208
Direct and Indirect Investments in Real Estate Ventures — 0
Investment in Unconsolidated Subsidiaries 5 7
Acceptances and Other Assets 691 14,748
Liabilities The Waterford Commercial And Savings Bank All Insured Commercial Banks in Ohio
Total Liabilities 42,964,000 357,255,798
Deposits 37,581,000 317,011,468
Demand Deposits 8,162 52,903
All NOW & ATS Accounts 12,135 32,918
Money Market Deposit Accounts — 64,919
Other Nontransaction Savings 9,124 74,411
Time Deposits At Or Below Insurance Limit 7,900 62,251
Fully Insured Brokered Deposits — 11,732
Less: Fully Insured Brokered Deposits — (11,732)
Time Deposits Above Insurance Limit — 10,533
Total Deposits in Foreign Offices — 0
Federal Home Loan Bank Borrowings Maturing Under One Year — 6,564
Federal Funds Purchased & Resales — 5,842
Federal Home Loan Bank Borrowing Maturing Over One Year — 4,110
Other Borrowings Maturing Under One Year — 0
Other Borrowing Maturing Over One Year — 101
Acceptances & Other Liabilities 260 2,460
Capital 5,383,000 40,244,330
Subordinated Notes and Debentures — 124
Total Equity 5,383 40,120