Net Income Analysis ( % relative to Total Revenue )
Income Statement The Union National Bank And Trust Company Of Barbourville All Insured Commercial Banks in Kentucky
Interest and Fees on Loans 4,529 4,526
Income from Lease Financing Receivables — 159
— 67
Estimated Tax Benefit from Tax-Exempt Loan Income — 33
Income on Loans and Leases (TE) 4,529 4,547
Investment Interest Income (TE) 1,551 1,029
Total Interest Income (TE) 6,165 5,721
Total Interest Expense 2,523 2,415
Net Interest Income (TE) 3,642 3,302
Non-Interest Income 424 776
Adjusted Operating Income (TE) 4,066 4,085
Non-interest Expense 2,812 2,755
Provision for Loan & Lease Losses 570 503
Pretax Operating Income (TE) 684 2,192
Pretax Net Operating Income (TE) 711 2,185
Applicable Income Taxes 119 757
Net Operating Income 350 1,561
Net Income 350 1,561
Cash Dividends Declared — 1,166
Retained Earnings 350 1,002