Net Income Analysis ( % relative to Total Revenue )
Income Statement The Stockgrowers State Bank All Insured Commercial Banks in Kansas
Interest and Fees on Loans 1,633 4,851
Income from Lease Financing Receivables — 18
7 22
Estimated Tax Benefit from Tax-Exempt Loan Income 3 11
Income on Loans and Leases (TE) 1,636 4,908
Investment Interest Income (TE) 1,574 1,053
Total Interest Income (TE) 3,233 6,154
Total Interest Expense 477 615
Net Interest Income (TE) 2,756 5,498
Non-Interest Income 187 1,087
Adjusted Operating Income (TE) 2,943 6,741
Non-interest Expense 1,532 4,308
Provision for Loan & Lease Losses — 167
Pretax Operating Income (TE) 1,411 2,119
Pretax Net Operating Income (TE) 1,432 2,180
Applicable Income Taxes 87 271
Net Operating Income 929 1,662
Net Income 929 1,663
Cash Dividends Declared 1,352 923
Retained Earnings -423 659