The State Bank
Winfield, KS — Domestic Branch of a Domestic Bank
Acquired Jul 2006
Net Income Analysis
( % relative to Total Revenue )
Income Statement | The State Bank | All Insured Commercial Banks in Kansas |
Interest and Fees on Loans | 2,377 | 2,174 |
Income from Lease Financing Receivables | 1 | 70 |
1 | 52 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 1 | 25 |
Income on Loans and Leases (TE) | 2,379 | 2,195 |
Investment Interest Income (TE) | 715 | 487 |
Total Interest Income (TE) | 3,257 | 2,756 |
Total Interest Expense | 1,038 | 1,037 |
Net Interest Income (TE) | 2,219 | 1,708 |
Non-Interest Income | 693 | 355 |
Adjusted Operating Income (TE) | 2,912 | 2,109 |
Non-interest Expense | 1,619 | 1,291 |
Provision for Loan & Lease Losses | — | 172 |
Pretax Operating Income (TE) | 1,293 | 1,014 |
Pretax Net Operating Income (TE) | 1,293 | 1,009 |
Applicable Income Taxes | 1,135 | 333 |
Net Operating Income | 105 | 757 |
Net Income | 105 | 758 |
Cash Dividends Declared | 1,455 | 797 |
Retained Earnings | — | 540 |