The Security National Bank And Trust Co.
Springfield, OH — Domestic Branch of a Domestic Bank
Acquired Sep 2008
Net Income Analysis
( % relative to Total Revenue )
| Income Statement | The Security National Bank And Trust Co. | All Insured Commercial Banks in Ohio |
| Interest and Fees on Loans | 15,554 | 7,895 |
| Income from Lease Financing Receivables | 28 | 42,261 |
| 41 | 1,796 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | 20 | 717 |
| Income on Loans and Leases (TE) | 15,602 | 7,925 |
| Investment Interest Income (TE) | 5,895 | 5,130 |
| Total Interest Income (TE) | 22,797 | 7,348 |
| Total Interest Expense | 8,002 | 3,046 |
| Net Interest Income (TE) | 14,795 | 4,304 |
| Non-Interest Income | 5,249 | 1,423 |
| Adjusted Operating Income (TE) | 20,044 | 5,545 |
| Non-interest Expense | 10,642 | 3,482 |
| Provision for Loan & Lease Losses | 720 | 93,553 |
| Pretax Operating Income (TE) | 8,682 | 74,497 |
| Pretax Net Operating Income (TE) | 8,682 | 77,985 |
| Applicable Income Taxes | 2,693 | 33,825 |
| Net Operating Income | 5,837 | 51,738 |
| Net Income | 5,837 | 51,738 |
| Cash Dividends Declared | — | 26,607 |
| Retained Earnings | 5,837 | 38,631 |