Net Income Analysis ( % relative to Total Revenue )
Income Statement The Santa Anna National Bank All Insured Commercial Banks in Texas
Interest and Fees on Loans 1,516 10,872
Income from Lease Financing Receivables — 2
— 44
Estimated Tax Benefit from Tax-Exempt Loan Income — 22
Income on Loans and Leases (TE) 1,516 10,941
Investment Interest Income (TE) 719 2,007
Total Interest Income (TE) 2,242 13,476
Total Interest Expense 113 1,063
Net Interest Income (TE) 2,129 12,338
Non-Interest Income 257 2,639
Adjusted Operating Income (TE) 2,386 15,335
Non-interest Expense 1,336 9,693
Provision for Loan & Lease Losses 15 524
Pretax Operating Income (TE) 1,035 4,819
Pretax Net Operating Income (TE) 1,035 4,946
Applicable Income Taxes 185 576
Net Operating Income 681 3,858
Net Income 681 3,845
Cash Dividends Declared 600 1,701
Retained Earnings 81 1,997