Net Income Analysis ( % relative to Total Revenue )
Income Statement The Republic Banking Company All Insured Commercial Banks in Ohio
Interest and Fees on Loans 1,812 11,386
Income from Lease Financing Receivables — 4
1 64
Estimated Tax Benefit from Tax-Exempt Loan Income 1 32
Income on Loans and Leases (TE) 1,813 11,434
Investment Interest Income (TE) 51 1,894
Total Interest Income (TE) 1,900 13,519
Total Interest Expense 167 1,284
Net Interest Income (TE) 1,733 12,235
Non-Interest Income 69 3,344
Adjusted Operating Income (TE) 1,802 15,563
Non-interest Expense 1,051 10,269
Provision for Loan & Lease Losses 67 364
Pretax Operating Income (TE) 684 4,973
Pretax Net Operating Income (TE) 684 5,081
Applicable Income Taxes 225 1,163
Net Operating Income 449 3,580
Net Income 449 3,580
Cash Dividends Declared — 1,534
Retained Earnings 449 1,881