Net Income Analysis ( % relative to Total Revenue )
Income Statement The Pleasants County Bank All Insured Commercial Banks in West Virginia
Interest and Fees on Loans 1,389 8,629
Income from Lease Financing Receivables — 1
— 76
Estimated Tax Benefit from Tax-Exempt Loan Income — 37
Income on Loans and Leases (TE) 1,389 8,673
Investment Interest Income (TE) 155 1,154
Total Interest Income (TE) 1,626 9,978
Total Interest Expense 83 1,193
Net Interest Income (TE) 1,543 8,786
Non-Interest Income 185 2,544
Adjusted Operating Income (TE) 1,728 11,379
Non-interest Expense 1,365 7,547
Provision for Loan & Lease Losses — 358
Pretax Operating Income (TE) 363 3,517
Pretax Net Operating Income (TE) 385 3,680
Applicable Income Taxes 109 1,071
Net Operating Income 276 2,432
Net Income 276 2,447
Cash Dividends Declared 120 681
Retained Earnings 156 1,018