The Pleasants County Bank
Saint Marys, WV — State Member Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | The Pleasants County Bank | All Insured Commercial Banks in West Virginia |
Interest and Fees on Loans | 1,389 | 8,629 |
Income from Lease Financing Receivables | — | 1 |
— | 76 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 37 |
Income on Loans and Leases (TE) | 1,389 | 8,673 |
Investment Interest Income (TE) | 155 | 1,154 |
Total Interest Income (TE) | 1,626 | 9,978 |
Total Interest Expense | 83 | 1,193 |
Net Interest Income (TE) | 1,543 | 8,786 |
Non-Interest Income | 185 | 2,544 |
Adjusted Operating Income (TE) | 1,728 | 11,379 |
Non-interest Expense | 1,365 | 7,547 |
Provision for Loan & Lease Losses | — | 358 |
Pretax Operating Income (TE) | 363 | 3,517 |
Pretax Net Operating Income (TE) | 385 | 3,680 |
Applicable Income Taxes | 109 | 1,071 |
Net Operating Income | 276 | 2,432 |
Net Income | 276 | 2,447 |
Cash Dividends Declared | 120 | 681 |
Retained Earnings | 156 | 1,018 |