Net Income Analysis ( % relative to Total Revenue )
Income Statement The Perryton National Bank All Insured Commercial Banks in Texas
Interest and Fees on Loans 2,844 10,872
Income from Lease Financing Receivables — 2
— 44
Estimated Tax Benefit from Tax-Exempt Loan Income — 22
Income on Loans and Leases (TE) 2,844 10,941
Investment Interest Income (TE) 1,879 2,007
Total Interest Income (TE) 4,793 13,476
Total Interest Expense 265 1,063
Net Interest Income (TE) 4,528 12,338
Non-Interest Income 650 2,639
Adjusted Operating Income (TE) 5,178 15,335
Non-interest Expense 2,689 9,693
Provision for Loan & Lease Losses 297 524
Pretax Operating Income (TE) 2,192 4,819
Pretax Net Operating Income (TE) 2,231 4,946
Applicable Income Taxes — 576
Net Operating Income 2,053 3,858
Net Income 2,053 3,845
Cash Dividends Declared 947 1,701
Retained Earnings 1,106 1,997