Net Income Analysis ( % relative to Total Revenue )
Income Statement The Peoples State Bank All Insured Commercial Banks in Indiana
Interest and Fees on Loans 5,779 17,558
Income from Lease Financing Receivables — 63
140 140
Estimated Tax Benefit from Tax-Exempt Loan Income 72 73
Income on Loans and Leases (TE) 5,851 17,832
Investment Interest Income (TE) 2,598 2,939
Total Interest Income (TE) 8,620 21,400
Total Interest Expense 579 2,125
Net Interest Income (TE) 8,041 19,222
Non-Interest Income 2,635 5,497
Adjusted Operating Income (TE) 10,676 24,709
Non-interest Expense 7,854 15,248
Provision for Loan & Lease Losses — 481
Pretax Operating Income (TE) 2,822 8,741
Pretax Net Operating Income (TE) 3,473 8,865
Applicable Income Taxes — 2,204
Net Operating Income 2,976 6,062
Net Income 2,976 6,062
Cash Dividends Declared 1,625 3,093
Retained Earnings 1,351 2,557