The Peoples State Bank
Clyde, TX — Domestic Branch of a Domestic Bank
Acquired Feb 2005
Net Income Analysis
( % relative to Total Revenue )
Income Statement | The Peoples State Bank | All Insured Commercial Banks in Texas |
Interest and Fees on Loans | 3,865 | 4,667 |
Income from Lease Financing Receivables | — | 828 |
20 | 121 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 10 | 62 |
Income on Loans and Leases (TE) | 3,875 | 4,704 |
Investment Interest Income (TE) | 1,528 | 1,424 |
Total Interest Income (TE) | 5,557 | 6,286 |
Total Interest Expense | 993 | 1,350 |
Net Interest Income (TE) | 4,564 | 4,918 |
Non-Interest Income | 803 | 1,344 |
Adjusted Operating Income (TE) | 5,367 | 6,344 |
Non-interest Expense | 4,157 | 4,115 |
Provision for Loan & Lease Losses | 102 | 536 |
Pretax Operating Income (TE) | 1,108 | 4,384 |
Pretax Net Operating Income (TE) | 804 | 4,440 |
Applicable Income Taxes | 215 | 1,761 |
Net Operating Income | 544 | 3,201 |
Net Income | 544 | 3,201 |
Cash Dividends Declared | 370 | 2,156 |
Retained Earnings | 174 | 1,757 |