The Peoples State Bank
Clyde, TX — Domestic Branch of a Domestic Bank
Acquired Feb 2005
Net Interest Margin Over Time
| Net Interest Margin | The Peoples State Bank | All Insured Commercial Banks in Texas |
| 12-31-2004 | 4.148 | 4.362 |
| 09-30-2004 | 4.129 | 4.344 |
| 06-30-2004 | 4.031 | 4.301 |
| 03-31-2004 | 4.22 | 4.304 |
| 12-31-2003 | 4.056 | 4.327 |
| 09-30-2003 | 4.051 | 4.323 |
| 06-30-2003 | 4.151 | 4.347 |
| 03-31-2003 | 4.317 | 4.348 |
| 12-31-2002 | 4.677 | 4.573 |