The Peoples State Bank
Clyde, TX — Domestic Branch of a Domestic Bank
Acquired Feb 2005
Leverage Ratio Over Time
| Leverage Ratio | The Peoples State Bank | All Insured Commercial Banks in Texas |
| 12-31-2004 | 10.07 | 9.979 |
| 09-30-2004 | 11.95 | 10.144 |
| 06-30-2004 | 11.42 | 9.931 |
| 03-31-2004 | 11.09 | 9.847 |
| 12-31-2003 | 10.81 | 9.74 |
| 09-30-2003 | 11.58 | 9.841 |
| 06-30-2003 | 11.51 | 9.717 |
| 03-31-2003 | 11.24 | 9.659 |
| 12-31-2002 | 11.14 | 9.595 |