The Peoples Bank
Chestertown, MD — Non-member Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | The Peoples Bank | All Insured Commercial Banks in Maryland |
Interest and Fees on Loans | 7,180 | 26,755 |
Income from Lease Financing Receivables | — | 11 |
161 | 96 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 23 | 47 |
Income on Loans and Leases (TE) | 7,203 | 26,874 |
Investment Interest Income (TE) | 350 | 1,967 |
Total Interest Income (TE) | 7,809 | 29,482 |
Total Interest Expense | 1,026 | 3,317 |
Net Interest Income (TE) | 6,783 | 26,146 |
Non-Interest Income | 2,862 | 6,777 |
Adjusted Operating Income (TE) | 9,645 | 33,615 |
Non-interest Expense | 8,401 | 22,749 |
Provision for Loan & Lease Losses | -900 | 1,334 |
Pretax Operating Income (TE) | 2,144 | 9,401 |
Pretax Net Operating Income (TE) | 2,144 | 9,540 |
Applicable Income Taxes | 785 | 2,919 |
Net Operating Income | 1,335 | 6,445 |
Net Income | 1,335 | 6,445 |
Cash Dividends Declared | 1,675 | 2,002 |
Retained Earnings | -340 | 3,243 |