Net Income Analysis ( % relative to Total Revenue )
Income Statement The Pauls Valley National Bank All Insured Commercial Banks in Oklahoma
Interest and Fees on Loans 7,498 7,418
Income from Lease Financing Receivables 56 18
56 37
Estimated Tax Benefit from Tax-Exempt Loan Income 29 19
Income on Loans and Leases (TE) 7,583 7,480
Investment Interest Income (TE) 2,380 972
Total Interest Income (TE) 9,983 8,661
Total Interest Expense 750 749
Net Interest Income (TE) 9,233 7,866
Non-Interest Income 1,498 1,736
Adjusted Operating Income (TE) 10,731 9,962
Non-interest Expense 8,018 6,544
Provision for Loan & Lease Losses 187 343
Pretax Operating Income (TE) 2,526 2,979
Pretax Net Operating Income (TE) 2,558 3,057
Applicable Income Taxes 448 104
Net Operating Income 1,628 2,672
Net Income 1,628 2,672
Cash Dividends Declared 550 1,602
Retained Earnings 1,078 1,026