The Ottoville Bank Company
Ottoville, OH — State Member Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | The Ottoville Bank Company | All Insured Commercial Banks in Ohio |
Interest and Fees on Loans | 2,082 | 11,386 |
Income from Lease Financing Receivables | — | 4 |
28 | 64 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 14 | 32 |
Income on Loans and Leases (TE) | 2,096 | 11,434 |
Investment Interest Income (TE) | 1,168 | 1,894 |
Total Interest Income (TE) | 3,269 | 13,519 |
Total Interest Expense | 268 | 1,284 |
Net Interest Income (TE) | 3,001 | 12,235 |
Non-Interest Income | 178 | 3,344 |
Adjusted Operating Income (TE) | 3,179 | 15,563 |
Non-interest Expense | 1,640 | 10,269 |
Provision for Loan & Lease Losses | 60 | 364 |
Pretax Operating Income (TE) | 1,479 | 4,973 |
Pretax Net Operating Income (TE) | 1,488 | 5,081 |
Applicable Income Taxes | 164 | 1,163 |
Net Operating Income | 1,022 | 3,580 |
Net Income | 1,022 | 3,580 |
Cash Dividends Declared | 613 | 1,534 |
Retained Earnings | 409 | 1,881 |