Assets
Liabilities
Assets The Old Point National Bank Of Phoebus All Insured Commercial Banks in Virginia
Total Assets 897,836,000 812,039,944
Loans & Leases 595,716,000 599,443,141
Real Estate Loans 471,522 501,786
Commercial Loans 54,435 63,224
Individual Loans 58,907 26,078
Agricultural Loans — 1,386
Other Loans and Leases in Domestic and Foreign Offices 19,017 13,634
Loan and Lease Allowance (8,165) (6,561)
Unearned Income on Loans — (104)
Securities 194,665,000 115,966,465
U.S. Treasury and Agency Securities 86,884 65,779
Municipal Securities 77,987 34,234
Foreign Debt Securities — 75
All Other Securities 29,794 15,879
Cash & Balances due from depository institutions 23,552,000 37,127,056
Noninterest-Bearing Cash and Due From Banks 21,885 10,054
Interest-Bearing Bank Balances 1,667 27,073
Federal Funds Sold and Resales 2,302 2,498
Trading Account Assets — 15
Premises and fixed assets (including capitalized leases) 39,282 13,015
Other Real Estate Owned 1,067 2,087
Direct and Indirect Investments in Real Estate Ventures 3,885 0
Investment in Unconsolidated Subsidiaries — 321
Acceptances and Other Assets 37,367 41,567
Liabilities The Old Point National Bank Of Phoebus All Insured Commercial Banks in Virginia
Total Liabilities 897,836,000 778,589,239
Deposits 812,216,000 680,932,169
Demand Deposits 48,482 87,127
All NOW & ATS Accounts 30,165 40,195
Money Market Deposit Accounts 417,796 161,561
Other Nontransaction Savings 79,488 139,963
Time Deposits At Or Below Insurance Limit 175,272 163,343
Fully Insured Brokered Deposits 6,300 21,328
Less: Fully Insured Brokered Deposits (6,300) (21,328)
Time Deposits Above Insurance Limit 36,137 40,235
Total Deposits in Foreign Offices — 0
Federal Home Loan Bank Borrowings Maturing Under One Year — 20,431
Federal Funds Purchased & Resales 19,187 7,962
Federal Home Loan Bank Borrowing Maturing Over One Year — 14,070
Other Borrowings Maturing Under One Year — 0
Other Borrowing Maturing Over One Year — 56
Acceptances & Other Liabilities 5,689 5,989
Capital 85,620,000 97,657,070
Subordinated Notes and Debentures — 0
Total Equity 85,620 97,657