The Ohio Valley Bank Company
Gallipolis, OH — State Member Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | The Ohio Valley Bank Company | All Insured Commercial Banks in Ohio |
Interest and Fees on Loans | 23,560 | 10,016 |
Income from Lease Financing Receivables | — | 12 |
618 | 61 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 318 | 31 |
Income on Loans and Leases (TE) | 23,878 | 10,060 |
Investment Interest Income (TE) | 1,976 | 1,648 |
Total Interest Income (TE) | 26,396 | 11,872 |
Total Interest Expense | 1,990 | 1,133 |
Net Interest Income (TE) | 24,406 | 10,668 |
Non-Interest Income | 6,262 | 2,979 |
Adjusted Operating Income (TE) | 30,668 | 13,677 |
Non-interest Expense | 22,578 | 8,789 |
Provision for Loan & Lease Losses | 2,180 | 294 |
Pretax Operating Income (TE) | 5,910 | 4,645 |
Pretax Net Operating Income (TE) | 5,910 | 4,746 |
Applicable Income Taxes | 1,246 | 1,159 |
Net Operating Income | 4,172 | 3,321 |
Net Income | 4,172 | 3,321 |
Cash Dividends Declared | 4,500 | 1,396 |
Retained Earnings | -328 | 1,667 |