The Oakley National Bank Of Buffalo
Buffalo, MN — Domestic Branch of a Domestic Bank
Acquired Apr 2005
Net Income Analysis
( % relative to Total Revenue )
Income Statement | The Oakley National Bank Of Buffalo | All Insured Commercial Banks in Minnesota |
Interest and Fees on Loans | 1,751 | 994 |
Income from Lease Financing Receivables | 18 | 287 |
18 | 28 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 9 | 14 |
Income on Loans and Leases (TE) | 1,778 | 1,005 |
Investment Interest Income (TE) | 335 | 161 |
Total Interest Income (TE) | 2,121 | 1,181 |
Total Interest Expense | 548 | 316 |
Net Interest Income (TE) | 1,573 | 862 |
Non-Interest Income | 462 | 137 |
Adjusted Operating Income (TE) | 2,035 | 1,002 |
Non-interest Expense | 991 | 607 |
Provision for Loan & Lease Losses | — | 63 |
Pretax Operating Income (TE) | 1,044 | 762 |
Pretax Net Operating Income (TE) | 1,044 | 775 |
Applicable Income Taxes | 1 | 274 |
Net Operating Income | 974 | 601 |
Net Income | 974 | 601 |
Cash Dividends Declared | 153 | 584 |
Retained Earnings | 821 | 490 |