Net Income Analysis ( % relative to Total Revenue )
Income Statement The Newton Trust Company All Insured Commercial Banks in New Jersey
Interest and Fees on Loans 8,675 15,643
Income from Lease Financing Receivables — 1,810
— 652
Estimated Tax Benefit from Tax-Exempt Loan Income — 277
Income on Loans and Leases (TE) 8,675 16,003
Investment Interest Income (TE) 2,154 8,479
Total Interest Income (TE) 11,367 24,960
Total Interest Expense 2,312 8,011
Net Interest Income (TE) 9,055 16,900
Non-Interest Income 1,147 5,755
Adjusted Operating Income (TE) 10,202 21,861
Non-interest Expense 6,072 12,457
Provision for Loan & Lease Losses 252 1,065
Pretax Operating Income (TE) 3,878 20,553
Pretax Net Operating Income (TE) 3,880 20,592
Applicable Income Taxes 1,161 6,632
Net Operating Income 2,477 13,898
Net Income 2,477 13,898
Cash Dividends Declared — 21,852
Retained Earnings 2,477 4,651