Net Income Analysis ( % relative to Total Revenue )
Income Statement The National Bank & Trust Company Of Sycamore All Insured Commercial Banks in Illinois
Interest and Fees on Loans 19,209 7,882
Income from Lease Financing Receivables — 3
263 37
Estimated Tax Benefit from Tax-Exempt Loan Income 131 19
Income on Loans and Leases (TE) 19,340 7,929
Investment Interest Income (TE) 2,481 1,464
Total Interest Income (TE) 21,981 9,627
Total Interest Expense 2,138 961
Net Interest Income (TE) 19,843 8,621
Non-Interest Income 8,813 1,904
Adjusted Operating Income (TE) 28,656 10,744
Non-interest Expense 23,578 7,218
Provision for Loan & Lease Losses 825 284
Pretax Operating Income (TE) 4,253 3,142
Pretax Net Operating Income (TE) 4,870 3,219
Applicable Income Taxes 857 516
Net Operating Income 3,497 2,458
Net Income 3,497 2,458
Cash Dividends Declared 200 943
Retained Earnings 3,297 1,191