The National Bank Of Madisonville
Madisonville, TX — Domestic Branch of a Domestic Bank
Acquired Oct 2004
Net Income Analysis
( % relative to Total Revenue )
| Income Statement | The National Bank Of Madisonville | All Insured Commercial Banks in Texas |
| Interest and Fees on Loans | 1,134 | 3,448 |
| Income from Lease Financing Receivables | — | 565 |
| — | 88 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | — | 45 |
| Income on Loans and Leases (TE) | 1,134 | 3,475 |
| Investment Interest Income (TE) | 197 | 1,160 |
| Total Interest Income (TE) | 1,377 | 4,673 |
| Total Interest Expense | 352 | 985 |
| Net Interest Income (TE) | 1,025 | 3,673 |
| Non-Interest Income | 546 | 1,043 |
| Adjusted Operating Income (TE) | 1,571 | 4,755 |
| Non-interest Expense | 1,368 | 3,060 |
| Provision for Loan & Lease Losses | 31 | 420 |
| Pretax Operating Income (TE) | 172 | 3,277 |
| Pretax Net Operating Income (TE) | 172 | 3,336 |
| Applicable Income Taxes | 66 | 1,343 |
| Net Operating Income | 102 | 2,411 |
| Net Income | 102 | 2,408 |
| Cash Dividends Declared | — | 1,755 |
| Retained Earnings | 102 | 1,507 |