Efficiency Ratio Over Time
Efficiency Ratio The National Bank Of Madisonville All Insured Commercial Banks in Texas
09-30-2004 87.072 68.305
06-30-2004 93.12 68.807
03-31-2004 92.131 69.055
12-31-2003 89.214 69.41
09-30-2003 88.016 68.526
06-30-2003 90.83 68.452
03-31-2003 95.3 68.632
12-31-2002 78.439 67.534