The Miners State Bank Of Frontenac, Kansas
Frontenac, KS — Domestic Branch of a Domestic Bank
Acquired Apr 2008
Net Income Analysis
( % relative to Total Revenue )
| Income Statement | The Miners State Bank Of Frontenac, Kansas | All Insured Commercial Banks in Kansas |
| Interest and Fees on Loans | 235 | 1,247 |
| Income from Lease Financing Receivables | 7 | 51 |
| 7 | 29 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | 4 | 16 |
| Income on Loans and Leases (TE) | 246 | 1,258 |
| Investment Interest Income (TE) | 130 | 350 |
| Total Interest Income (TE) | 480 | 1,639 |
| Total Interest Expense | 129 | 654 |
| Net Interest Income (TE) | 351 | 973 |
| Non-Interest Income | 32 | 187 |
| Adjusted Operating Income (TE) | 383 | 1,197 |
| Non-interest Expense | 220 | 747 |
| Provision for Loan & Lease Losses | — | 307 |
| Pretax Operating Income (TE) | 163 | 647 |
| Pretax Net Operating Income (TE) | 163 | 683 |
| Applicable Income Taxes | 65 | 117 |
| Net Operating Income | 83 | 554 |
| Net Income | 83 | 552 |
| Cash Dividends Declared | 9,343 | 530 |
| Retained Earnings | — | 377 |