Net Income Analysis ( % relative to Total Revenue )
Income Statement The Metamora State Bank All Insured Commercial Banks in Ohio
Interest and Fees on Loans 2,502 11,386
Income from Lease Financing Receivables — 4
— 64
Estimated Tax Benefit from Tax-Exempt Loan Income — 32
Income on Loans and Leases (TE) 2,502 11,434
Investment Interest Income (TE) 215 1,894
Total Interest Income (TE) 2,740 13,519
Total Interest Expense 263 1,284
Net Interest Income (TE) 2,477 12,235
Non-Interest Income 449 3,344
Adjusted Operating Income (TE) 2,926 15,563
Non-interest Expense 2,170 10,269
Provision for Loan & Lease Losses 2 364
Pretax Operating Income (TE) 754 4,973
Pretax Net Operating Income (TE) 754 5,081
Applicable Income Taxes 196 1,163
Net Operating Income 517 3,580
Net Income 517 3,580
Cash Dividends Declared 150 1,534
Retained Earnings 367 1,881