The Mer Rouge State Bank
Mer Rouge, LA — Non-member Bank
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Net Income Analysis
( % relative to Total Revenue )
| Income Statement | The Mer Rouge State Bank | All Insured Commercial Banks in Louisiana |
| Interest and Fees on Loans | 914 | 9,078 |
| Income from Lease Financing Receivables | — | 0 |
| 8 | 7 | |
| Estimated Tax Benefit from Tax-Exempt Loan Income | 4 | 3 |
| Income on Loans and Leases (TE) | 918 | 9,117 |
| Investment Interest Income (TE) | 153 | 1,324 |
| Total Interest Income (TE) | 1,122 | 10,645 |
| Total Interest Expense | 71 | 950 |
| Net Interest Income (TE) | 1,051 | 9,697 |
| Non-Interest Income | 88 | 1,788 |
| Adjusted Operating Income (TE) | 1,139 | 11,608 |
| Non-interest Expense | 956 | 7,687 |
| Provision for Loan & Lease Losses | — | 492 |
| Pretax Operating Income (TE) | 183 | 3,191 |
| Pretax Net Operating Income (TE) | 183 | 3,293 |
| Applicable Income Taxes | 16 | 394 |
| Net Operating Income | 129 | 2,741 |
| Net Income | 129 | 2,741 |
| Cash Dividends Declared | — | 1,006 |
| Retained Earnings | 129 | 1,393 |