Net Income Analysis ( % relative to Total Revenue )
Income Statement The Lytle State Bank Of Lytle, Texas All Insured Commercial Banks in Texas
Interest and Fees on Loans 1,742 10,872
Income from Lease Financing Receivables — 2
1 44
Estimated Tax Benefit from Tax-Exempt Loan Income 1 22
Income on Loans and Leases (TE) 1,743 10,941
Investment Interest Income (TE) 997 2,007
Total Interest Income (TE) 2,768 13,476
Total Interest Expense 89 1,063
Net Interest Income (TE) 2,679 12,338
Non-Interest Income 828 2,639
Adjusted Operating Income (TE) 3,507 15,335
Non-interest Expense 2,575 9,693
Provision for Loan & Lease Losses 125 524
Pretax Operating Income (TE) 807 4,819
Pretax Net Operating Income (TE) 1,064 4,946
Applicable Income Taxes 195 576
Net Operating Income 725 3,858
Net Income 725 3,845
Cash Dividends Declared 480 1,701
Retained Earnings 245 1,997