Net Income Analysis ( % relative to Total Revenue )
Income Statement The International Bank Of Amherst All Insured Commercial Banks in Wisconsin
Interest and Fees on Loans 1,794 8,778
Income from Lease Financing Receivables — 1
63 81
Estimated Tax Benefit from Tax-Exempt Loan Income 32 41
Income on Loans and Leases (TE) 1,826 8,830
Investment Interest Income (TE) 669 1,225
Total Interest Income (TE) 2,510 10,297
Total Interest Expense 88 1,031
Net Interest Income (TE) 2,422 9,193
Non-Interest Income 244 1,813
Adjusted Operating Income (TE) 2,666 11,079
Non-interest Expense 1,572 6,946
Provision for Loan & Lease Losses 8 167
Pretax Operating Income (TE) 1,086 3,889
Pretax Net Operating Income (TE) 1,086 3,922
Applicable Income Taxes 4 705
Net Operating Income 839 3,014
Net Income 839 3,013
Cash Dividends Declared 400 1,435
Retained Earnings 439 1,350