The Home Bank
Ducktown, TN — Domestic Branch of a Domestic Bank
Acquired Nov 2006
Net Income Analysis
( % relative to Total Revenue )
Income Statement | The Home Bank | All Insured Commercial Banks in Tennessee |
Interest and Fees on Loans | 1,292 | 7,707 |
Income from Lease Financing Receivables | — | 1,253 |
— | 64 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 30 |
Income on Loans and Leases (TE) | 1,292 | 7,722 |
Investment Interest Income (TE) | 4 | 1,236 |
Total Interest Income (TE) | 1,460 | 9,252 |
Total Interest Expense | 557 | 3,704 |
Net Interest Income (TE) | 903 | 5,521 |
Non-Interest Income | 124 | 1,267 |
Adjusted Operating Income (TE) | 1,027 | 6,857 |
Non-interest Expense | 417 | 4,320 |
Provision for Loan & Lease Losses | 15 | 799 |
Pretax Operating Income (TE) | 595 | 5,492 |
Pretax Net Operating Income (TE) | 607 | 5,038 |
Applicable Income Taxes | 237 | 1,434 |
Net Operating Income | 369 | 3,569 |
Net Income | 369 | 4,901 |
Cash Dividends Declared | — | 5,550 |
Retained Earnings | 369 | 1,861 |