The Heritage Bank
Hinesville, GA — Non-member Bank
Active
Net Income Analysis
( % relative to Total Revenue )
Income Statement | The Heritage Bank | All Insured Commercial Banks in Georgia |
Interest and Fees on Loans | 10,181 | 6,216 |
Income from Lease Financing Receivables | — | 0 |
88 | 18 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 9 |
Income on Loans and Leases (TE) | 10,181 | 6,227 |
Investment Interest Income (TE) | 1,212 | 755 |
Total Interest Income (TE) | 11,831 | 7,278 |
Total Interest Expense | 1,206 | 716 |
Net Interest Income (TE) | 10,625 | 6,557 |
Non-Interest Income | 8,787 | 1,711 |
Adjusted Operating Income (TE) | 19,412 | 8,586 |
Non-interest Expense | 16,891 | 5,772 |
Provision for Loan & Lease Losses | 6,950 | 176 |
Pretax Operating Income (TE) | -4,429 | 2,649 |
Pretax Net Operating Income (TE) | -4,276 | 2,726 |
Applicable Income Taxes | — | 605 |
Net Operating Income | -4,276 | 2,180 |
Net Income | -4,276 | 2,180 |
Cash Dividends Declared | — | 538 |
Retained Earnings | -4,276 | 1,429 |