Efficiency Ratio Over Time
Efficiency Ratio The Heritage Bank All Insured Commercial Banks in Georgia
09-30-2016 87.013 71.784
06-30-2016 84.579 71.801
03-31-2016 82.972 72.381
12-31-2015 86.338 74.736
09-30-2015 83.737 74.146
06-30-2015 84.118 74.924
03-31-2015 84.672 75.066
12-31-2014 84.58 76.672
09-30-2014 86.482 76.559
06-30-2014 85.723 76.671
03-31-2014 85.765 77.567
12-31-2013 86.197 78.98
09-30-2013 86.953 77.731
06-30-2013 87.122 77.662
03-31-2013 83.665 78.695
12-31-2012 114.329 81.634
09-30-2012 104.102 80.308
06-30-2012 102.473 79.256
03-31-2012 98.016 77.503
12-31-2011 87.949 86.295
09-30-2011 86.322 84.186
06-30-2011 77.756 84.663
03-31-2011 82.874 85.152
12-31-2010 99.963 93.824
09-30-2010 75.426 90.833
06-30-2010 73.904 90.425
03-31-2010 73.908 88.401
12-31-2009 69.769 105.063
09-30-2009 72.796 102.285
06-30-2009 73.837 106.774
03-31-2009 72.472 99.343
12-31-2008 70.172 92.806
09-30-2008 68.443 84.879
06-30-2008 68.321 82.103
03-31-2008 66.565 76.842
12-31-2007 63.832 66.184
09-30-2007 63.602 63.793
06-30-2007 67.929 63.216
03-31-2007 64.126 63.468
12-31-2006 67.392 63.007
09-30-2006 66.13 61.317
06-30-2006 67.061 61.045
03-31-2006 65.999 60.367
12-31-2005 68.099 62.186
09-30-2005 65.398 61.255
06-30-2005 64.674 61.571
03-31-2005 60.683 62.33
12-31-2004 58.856 64.32
09-30-2004 59.589 64.404
06-30-2004 57.829 64.229
03-31-2004 59.968 64.639
12-31-2003 62.663 65.562
09-30-2003 63.019 64.676
06-30-2003 64.068 64.537
03-31-2003 70.12 65.157
12-31-2002 68.893 64.609