Net Income Analysis ( % relative to Total Revenue )
Income Statement The Gunnison Bank And Trust Company All Insured Commercial Banks in Colorado
Interest and Fees on Loans 3,356 12,058
Income from Lease Financing Receivables — 15
— 86
Estimated Tax Benefit from Tax-Exempt Loan Income — 44
Income on Loans and Leases (TE) 3,356 12,124
Investment Interest Income (TE) 266 1,943
Total Interest Income (TE) 3,745 14,428
Total Interest Expense 200 901
Net Interest Income (TE) 3,545 13,487
Non-Interest Income 846 4,327
Adjusted Operating Income (TE) 4,391 18,392
Non-interest Expense 3,182 12,555
Provision for Loan & Lease Losses 12 237
Pretax Operating Income (TE) 1,197 5,288
Pretax Net Operating Income (TE) 1,214 5,374
Applicable Income Taxes 429 823
Net Operating Income 764 4,034
Net Income 764 4,034
Cash Dividends Declared 300 1,590
Retained Earnings 464 2,176