Net Income Analysis ( % relative to Total Revenue )
Income Statement The Granville National Bank All Insured Commercial Banks in Illinois
Interest and Fees on Loans 1,766 8,415
Income from Lease Financing Receivables — 4
80 41
Estimated Tax Benefit from Tax-Exempt Loan Income 40 20
Income on Loans and Leases (TE) 1,806 8,470
Investment Interest Income (TE) 433 1,438
Total Interest Income (TE) 2,371 10,200
Total Interest Expense 171 1,041
Net Interest Income (TE) 2,200 9,113
Non-Interest Income 291 2,030
Adjusted Operating Income (TE) 2,491 11,316
Non-interest Expense 1,845 7,442
Provision for Loan & Lease Losses — 307
Pretax Operating Income (TE) 646 3,453
Pretax Net Operating Income (TE) 648 3,554
Applicable Income Taxes 136 569
Net Operating Income 404 2,671
Net Income 404 2,670
Cash Dividends Declared 155 1,225
Retained Earnings 249 1,214