The Girard National Bank
Girard, KS — National Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | The Girard National Bank | All Insured Commercial Banks in Kansas |
Interest and Fees on Loans | 24,759 | 4,851 |
Income from Lease Financing Receivables | 98 | 18 |
144 | 22 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 74 | 11 |
Income on Loans and Leases (TE) | 24,931 | 4,908 |
Investment Interest Income (TE) | 3,359 | 1,053 |
Total Interest Income (TE) | 28,448 | 6,154 |
Total Interest Expense | 3,271 | 615 |
Net Interest Income (TE) | 25,177 | 5,498 |
Non-Interest Income | 3,937 | 1,087 |
Adjusted Operating Income (TE) | 29,114 | 6,741 |
Non-interest Expense | 18,383 | 4,308 |
Provision for Loan & Lease Losses | 1,161 | 167 |
Pretax Operating Income (TE) | 9,570 | 2,119 |
Pretax Net Operating Income (TE) | 9,570 | 2,180 |
Applicable Income Taxes | 2,863 | 271 |
Net Operating Income | 6,072 | 1,662 |
Net Income | 6,072 | 1,663 |
Cash Dividends Declared | 6,090 | 923 |
Retained Earnings | -18 | 659 |