The Girard National Bank
Girard, KS — National Bank
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Net Interest Margin Over Time
| Net Interest Margin | The Girard National Bank | All Insured Commercial Banks in Kansas |
| 12-31-2016 | 4.053 | 3.683 |
| 09-30-2016 | 4.082 | 3.692 |
| 06-30-2016 | 4.026 | 3.681 |
| 03-31-2016 | 4.004 | 3.692 |
| 12-31-2015 | 3.604 | 3.652 |
| 09-30-2015 | 3.482 | 3.63 |
| 06-30-2015 | 3.47 | 3.6 |
| 03-31-2015 | 3.457 | 3.569 |
| 12-31-2014 | 3.573 | 3.617 |
| 09-30-2014 | 3.529 | 3.603 |
| 06-30-2014 | 3.482 | 3.577 |
| 03-31-2014 | 3.43 | 3.547 |
| 12-31-2013 | 3.501 | 3.556 |
| 09-30-2013 | 3.49 | 3.537 |
| 06-30-2013 | 3.501 | 3.507 |
| 03-31-2013 | 3.486 | 3.477 |
| 12-31-2012 | 3.864 | 3.704 |
| 09-30-2012 | 3.891 | 3.722 |
| 06-30-2012 | 3.858 | 3.726 |
| 03-31-2012 | 3.905 | 3.718 |
| 12-31-2011 | 3.857 | 3.876 |
| 09-30-2011 | 3.76 | 3.876 |
| 06-30-2011 | 3.692 | 3.828 |
| 03-31-2011 | 3.739 | 3.77 |
| 12-31-2010 | 3.987 | 3.908 |
| 09-30-2010 | 3.965 | 3.901 |
| 06-30-2010 | 3.901 | 3.881 |
| 03-31-2010 | 3.902 | 3.857 |
| 12-31-2009 | 3.938 | 3.978 |
| 09-30-2009 | 3.93 | 3.968 |
| 06-30-2009 | 3.862 | 3.958 |
| 03-31-2009 | 3.789 | 3.937 |
| 12-31-2008 | 4.087 | 4.053 |
| 09-30-2008 | 4.063 | 4.057 |
| 06-30-2008 | 4.115 | 4.061 |
| 03-31-2008 | 4.228 | 4.055 |
| 12-31-2007 | 4.635 | 4.166 |
| 09-30-2007 | 4.753 | 4.151 |
| 06-30-2007 | 4.847 | 4.15 |
| 03-31-2007 | 4.842 | 4.124 |
| 12-31-2006 | 4.26 | 4.194 |
| 09-30-2006 | 4.382 | 4.181 |
| 06-30-2006 | 4.405 | 4.159 |
| 03-31-2006 | 4.446 | 4.12 |
| 12-31-2005 | 4.512 | 4.137 |
| 09-30-2005 | 4.546 | 4.111 |
| 06-30-2005 | 4.493 | 4.073 |
| 03-31-2005 | 4.454 | 4.024 |
| 12-31-2004 | 4.451 | 4.061 |
| 09-30-2004 | 4.419 | 4.038 |
| 06-30-2004 | 4.382 | 4.02 |
| 03-31-2004 | 4.404 | 3.998 |
| 12-31-2003 | 4.33 | 4.085 |
| 09-30-2003 | 4.316 | 4.088 |
| 06-30-2003 | 4.294 | 4.097 |
| 03-31-2003 | 4.361 | 4.087 |
| 12-31-2002 | 4.314 | 4.272 |