The First State Bank
Camargo, OK — Non-member Bank
Acquired Jan 2011
Net Income Analysis
( % relative to Total Revenue )
Income Statement | The First State Bank | All Insured Commercial Banks in Oklahoma |
Interest and Fees on Loans | 3,447 | 5,609 |
Income from Lease Financing Receivables | — | 9 |
— | 27 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | — | 11 |
Income on Loans and Leases (TE) | 3,447 | 5,658 |
Investment Interest Income (TE) | 2 | 1,093 |
Total Interest Income (TE) | 3,456 | 7,054 |
Total Interest Expense | 1,037 | 1,449 |
Net Interest Income (TE) | 2,419 | 5,567 |
Non-Interest Income | 204 | 1,136 |
Adjusted Operating Income (TE) | 2,623 | 6,838 |
Non-interest Expense | 1,209 | 4,497 |
Provision for Loan & Lease Losses | 660 | 604 |
Pretax Operating Income (TE) | 754 | 1,700 |
Pretax Net Operating Income (TE) | 754 | 1,721 |
Applicable Income Taxes | — | 57 |
Net Operating Income | 754 | 1,500 |
Net Income | 754 | 1,493 |
Cash Dividends Declared | 425 | 979 |
Retained Earnings | 329 | 465 |