Vitals
  • Total Assets
    55.3M 4.3 %
  • Total Deposits
    43.9M -6.3 %
  • Total Net Loans
    34.6M 4.8 %
  • Net Income
    840000.0000 14.0 %
  • Book Value
    10.9M 92.9 %
  • Book Value x2
    21.8M 92.9 %
  • Book Value x3
    32.7M 92.9 %
ROAA

2.007

ROAE

10.603

Efficiency Ratio

56.477

Net Interest Margin

4.837

Balance Sheet Highlights
Financial Highlights The First National Bank Of Pine City All Insured Commercial Banks in Minnesota
Balance Sheet $(000)
Total Assets 55,287 99,918
Total Net Loans 34,617 72,154
Total Deposits 43,949 83,200
Total Equity 10,888 10,239
Profitability
Net Income 840 2,676
Return on Average Assets 2.007 1.324
Return on Average Equity 10.603 12.873
Net Interest Margin 4.837 4.281
Efficiency Ratio 56.477 65.982
Noninterest Income/Revenue 6.07 8.476
Balance Sheet Ratios
Loan-to-Deposit 78.766 84.153
Securities/Assets .18 .24
Total Equity/Total Assets .197 .102
Tangible Equity/Tangible Assets .129 .035
Capital Adequacy
Tier 1 Common Capital — —
Tier 1 Capital 7,144 9,754
Tier 2 Capital 389 856
Total Capital 7,533 10,624
Total Risk Weighted Assets 31,056 78,883
Leverage Ratio 13.71 10.209
Common Equity Tier 1 Capital Ratio — —
Tier 1 Capital Ratio 23 13.417
Total Capital Ratio 24.26 14.514

Timeline for The First National Bank Of Pine City

Rural American Bank - Braham

The First National Bank Of Pine City was acquired by Rural American Bank - Braham 16 years

View Profile Nov 03 2007

Frandsen Financial Corporation

Frandsen Financial Corporation became a new parent organization for The First National Bank Of Pine City.

View Profile Dec 27 2006

Pine Bankshares, Inc.

Pine Bankshares, Inc. became a new parent organization for The First National Bank Of Pine City.

View Profile Oct 15 1984

The First National Bank Of Pine City

The First National Bank Of Pine City was established 127 years ago and is currently headquartered in Pine City, MN.

Dec 03 1896
Acquisitions & Mergers Role Assets Acct Method Type Transaction Date
Rural American Bank - Braham Buyer 108,994 Pooling of Interests Discontinued 11/3/2007
Relationships Role Relationship Start Relationship End
Frandsen Financial Corporation Parent 12/27/2006 11/2/2007
Pine Bankshares, Inc. Parent 12/26/1996 12/26/2006
Pine Bankshares, Inc. Parent 10/15/1984 12/25/1996
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