Net Income Analysis ( % relative to Total Revenue )
Income Statement The First National Bank Of Peterstown All Insured Commercial Banks in West Virginia
Interest and Fees on Loans 1,553 11,666
Income from Lease Financing Receivables — 1
— 100
Estimated Tax Benefit from Tax-Exempt Loan Income — 47
Income on Loans and Leases (TE) 1,553 11,724
Investment Interest Income (TE) 491 1,523
Total Interest Income (TE) 2,083 13,460
Total Interest Expense 123 1,601
Net Interest Income (TE) 1,960 11,860
Non-Interest Income 238 3,481
Adjusted Operating Income (TE) 2,198 15,431
Non-interest Expense 1,886 10,280
Provision for Loan & Lease Losses — 502
Pretax Operating Income (TE) 312 4,739
Pretax Net Operating Income (TE) 325 4,910
Applicable Income Taxes 39 1,424
Net Operating Income 222 3,265
Net Income 222 3,285
Cash Dividends Declared 50 1,194
Retained Earnings 172 1,335