The First National Bank Of Ottawa
Ottawa, IL — National Bank
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Net Income Analysis
( % relative to Total Revenue )
Income Statement | The First National Bank Of Ottawa | All Insured Commercial Banks in Illinois |
Interest and Fees on Loans | 9,349 | 8,415 |
Income from Lease Financing Receivables | — | 4 |
122 | 41 | |
Estimated Tax Benefit from Tax-Exempt Loan Income | 62 | 20 |
Income on Loans and Leases (TE) | 9,411 | 8,470 |
Investment Interest Income (TE) | 1,276 | 1,438 |
Total Interest Income (TE) | 10,887 | 10,200 |
Total Interest Expense | 252 | 1,041 |
Net Interest Income (TE) | 10,635 | 9,113 |
Non-Interest Income | 3,421 | 2,030 |
Adjusted Operating Income (TE) | 14,056 | 11,316 |
Non-interest Expense | 8,914 | 7,442 |
Provision for Loan & Lease Losses | 5 | 307 |
Pretax Operating Income (TE) | 5,137 | 3,453 |
Pretax Net Operating Income (TE) | 5,238 | 3,554 |
Applicable Income Taxes | 1,696 | 569 |
Net Operating Income | 3,246 | 2,671 |
Net Income | 3,246 | 2,670 |
Cash Dividends Declared | 1,959 | 1,225 |
Retained Earnings | 1,287 | 1,214 |